I just had a traffic accident, in which I had no fault. What do I do? How do I report the accident to my insurance company? Who pays my lawyer? Can I choose a lawyer or does the company impose it? Will I recover those lawyer expenses?
The first thing you should do is to properly fill out the friendly part of the accident, with all the data, especially those related to the identification of the drivers, the vehicles and the respective insurance companies. Also if you have any discomfort or injury, you should go to be seen in the emergency room that same day.
With the friendly part of the accident, if you had the accident in Kansas City, the second would be to contact a lawyer specialized in traffic accidents in Kansas City, so that you can process everything, and refer a doctor and/or rehabilitator to take you out the rehabilitation of their injuries, which if done within the first 72 hours, it is normal for it to enter into the agreement.
Then, you should report to your own company, presenting a copy of the friendly part, and communicating the appointment of a lawyer. You can do it or by e-mail scanning everything, or presenting it in an office of your insurance company, stamping a copy to stay with proof of your presentation.
You are in your perfect right to appoint the lawyer that you consider appropriate to defend your interests, and not have to be satisfied with the processors of your own company, who, surely, will look more for the interests of the insurer than those of you.
This is established in article 76 of Law 50/1980, of October 8, on the Insurance Contract: “the lawyer and attorney appointed by the insured will not be subject, in any case, to the instructions of the insurer”.
It is best to appoint a personal injury attorney Kansas City. The normal thing is that that office already takes care of everything, claiming to the opposite company.
Depending on the guarantees contained in your policy, and if you designate us, we will also take care that your insurer reimburses you for the fees you pay as a result of the accident up to the limit contracted (Legal Defense).
Remember that many insurance policies that the law requires to contract, contain a section related to “Legal Defense”; in such a way that your own insurer will cover, in whole or in part , and according to the content of the policy, the expenses that the management of a private lawyer may cause . All this, regardless of whether there is a condemnation of judicial costs. So at least it will recover part of those fees. Although you think that insurance companies always try to pay the minimum, and always resist paying, but at least recover part of the fee.